Commentary and Updates
From our regular market commentary to our expert breakdowns of government budgets and statements, here’s where you can stay up to date with all the latest financial developments.
In Trusts We Trust: Strategies to Avoid Inheritance Tax (IHT)
Inheritance Tax receipts are on the rise and are expected to grow significantly in the future, particularly owing to the changes announced in the Labour Budget in October 2024.
Spring Statement – Do the Books Balance?
How do you know it’s spring? The tulips and daffodils are in bloom, the days get longer, the fields are filled with bleating lambs – and of course, the Chancellor delivers the Spring Statement!
Strategies to Avoid IHT – The Power of a Will
Inheritance Tax planning is becoming an increasingly crucial consideration for many families with the number of estates expected to be subject to it ever on the rise.
Strategies to Avoid IHT – The Basics
Inheritance Tax, often referred to as the “voluntary tax” can have a significant impact on the wealth you pass down to your loved ones.
Merry Christmas! Our 2024 Highlights
As we approach the end of the calendar year and look ahead to spending time with family and friends over Christmas, we first would like to take some time to share our highlights of 2024 with you.
Budget 2024: Pensions Under Fire in Labour’s IHT Overhaul
As the dust settles on the first Labour budget since 2010, it is apparent that the Labour government’s tax increases will be far reaching.
Pensions, IHT, CGT, and NICs: Labour’s £40bn Tax Raid
Labour’s long awaited autumn budget has been delivered. Whilst we continue to dig into the detail and do our research, in this update we cover our initial thoughts on yesterday’s £40bn tax raising budget: the rabbits out of the hat and the ghouls in the closet, and, of course, what it means for your finances.
What Could Labour’s Budget Mean for Your Money?
The new Labour government isn’t wasting any time. October’s budget could bring some major changes. What could be at risk? Let’s explore the possibilities.
Prepared to Retire but Choosing to Work – Insightful Planning with Astute
Hello, and welcome to the latest Insightful Planning with Astute video. I’m Stephen Spencer, a Financial Planner here at Astute Private Wealth, and I’m here to show you how I worked with a client to help him achieve his goals.
Change of Plan: How Can I Retire Early? Insightful Planning with Astute
Mary has been a client of ours for a number of years now and her financial plan was on track; she had always planned to retire at age 67 and her plan was geared towards achieving this aim. I’m excited to share with you her success story about how we helped her navigate the journey to retirement using cashflow forecasting software.
Annuity and Drawdown – Insightful Planning with Astute
Whilst a pension is just one of the many vehicles that may be available to you once you decide to stop work and may just make up one part of your overall resource, for the purposes of this video, we are going to focus solely on pension planning and how a pension can be used to provide an income in retirement.
ISA vs Pension – Insightful Planning with Astute
We show you how we helped a client discover the most suitable method of saving for retirement, and how cashflow planning assisted us in explaining our rationale. Allow me to introduce you to one of the cashflow forecasting tools that we use. This is a powerful tool that revolutionises how we plan for and visualise your financial future.