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Risk You Can Control, Uncertainty You Can’t. Why We’ve De-Risked

In our latest Quarterly Market Update, Hannah Kennedy speaks with Dr Scott Osborne about the major global macroeconomic events that have shaped recent months, from shifting trade relationships and interest rate changes to geopolitical pressures.

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15th August 2025
Risk You Can Control, Uncertainty You Can’t. Why We’ve De-Risked
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Video Guides

Financial topics can be difficult to understand for even the most well-read among us. Our explainer videos are designed to make complex areas of finance seem simple.

Pension Freedoms

Following pension freedoms changes in 2015, options for accessing your defined contribution pension, changed. This video takes you through your pension options.

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Flexible Income

One pension option is tailor your income. Watch this video to learn about flexible income, often referred to as “flexi-access drawdown”.

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Guaranteed Income

Another pension option is to receive a regular income, to provide security of income for life. Watch this video to learn about guaranteed income.

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Drawdown Review

Regularly reviewing your pension drawdown is vital. Watch this video to learn why it is essential that your pension is reviewed, and what you should consider ahead of your review.

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The State Pension

The state pension is a regular retirement income provided by the government. Watch this video to find out more about how much the full state pension is currently, how it increases each year, understand how much you could be entitled to and when you will receive state pension.

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Equity Release

Equity release refers to the method of accessing cash from the equity in your home. Watch this video to learn more.

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Personal Protection

Appropriate personal protection ensures financial stability for you and your family, in times of difficulty. Watch this video introducing personal protection, and running through the key types.

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Business Protection

Business protection is used to insure your business against vulnerabilities, so you can concentrate on the day to day running of your business. Watch this video introducing business protection, and running through the key types.

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Investment Risk

This video is designed to help you understand the concept of investment risk. It will cover how we as the adviser can help you determine the right level of risk, ensuring that we set achievable objectives, and that you are comfortable with potential outcomes.

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Lasting Power of Attorney

A Lasting Power of Attorney is a legal document that allows someone to make decisions for you, or act on your behalf. Watch this video to learn how you can ensure your wishes are met if you cannot make or communicate your own decisions.

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Long-Term Care

This video will cover long-term care (both health care and social care). Watch this video to learn more about cost, who pays, and what should be considered.

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Wills

A Will is a legal document, which sets out instructions regarding who will inherit your estate in the event of your death, allowing you to set out your wishes and ensure your loves ones are looked after. Watch this video to learn all about making a will.

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